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Facebook(NEW YORK) -- Facebook has announced that it's launching its own cryptocurrency next year, leaving many to wonder how the social media giant's offering, Libra, will differ from Bitcoin.

For most people, the biggest difference will be how the currency is used.

Bitcoin has been mostly used for investments, while Facebook intends for Libra to be used for everyday transactions like purchases and paying bills.

Bitcoin is ungoverned, decentralized, backed by nothing, and therefore highly volatile.

Libra, on the other hand, will be subjected to a governing body and administered by a Swiss-based nonprofit called The Libra Association. It will also be backed by a basket of global currencies or other investments, so its value should hold relatively steady.

Facebook's cryptocurrency will be accessed through Calibra, Facebook's digital wallet which will also launch next year, and will operate like Apple Pay or Amazon Pay. However, Calibra will be connected through the Facebook family of apps, including WhatsApp, Messenger and a standalone app.

Because it's meant to process payments, Libra is supposed to have a faster transaction speed than other cryptocurrency. Bitcoin's is slow -- about seven transactions per second, compared to Visa's network, which processes 65,000 transactions per second, according to Lisa Ellis, an analyst who covers payment processors at research firm MoffettMathanson.

The planned move into crypto was announced Tuesday. Along with Calibra, it is expected to debut in 2020, and comes as Facebook moves more aggressively into e-commerce.

"From a cryptocurrency perspective, it's a pretty watershed moment," Ellis told ABC News.

"For the first time in 10 years, we've seen a huge amount of evolution, for asset transfer, logistics. The original premise of bitcoin was the democratization of payments and freedom of money and person-to-person payments. In 10 years it's really failed to gain significant traction," she said.

Major payment processors like Visa, Mastercard, Paypal and Stripe have signed onto Libra in what Ellis calls a "pretty big vote of confidence," adding that "it increases the likelihood of success."

To use Libra, users will first sign up for the Calibra wallet, and give information necessary to start a digital wallet, including proof of identity and address. Users would also be able to add information about their bank accounts or credit cards.

Facebook users can use whatever their local national currency is to buy Libra tokens, which they can then use to transfer money to other Facebook users via text or messaging app. They will also be able to transfer money to participating businesses to buy goods and services.

Facebook said it is hoping to reach the unbanked -- those without access to a bank, often in poor or rural areas -- which is as many as half of the world's adults.

MoffettNathanson estimates the number of the world’s unbanked is two billion, noting that about half those people have a smart phone.

For Libra to work, consumers will have to overcome concerns about handing even more of their information to Facebook, especially after over two years of privacy and consumer data scandals and breaches that have plagued the company.

"The association with Facebook is one of the biggest challenges for the success of this system,” Ellis said. "It's run by a separate organization with the goal that in the first two years, everyone will forget that it was Facebook."

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Kativ/iStock(WASHINGTON) -- Senate Minority Leader Chuck Schumer has requested an investigation into the Trump administration’s delay of the $20 bill redesign.

In a letter to the U.S. Department of Treasury Inspector General Eric Thorson, Schumer, D-N.Y., questioned the decision to delay the redesign, and asked the inspector general to inquire “whether political considerations played a role in the decision to delay the release."

"Any unnecessary delays, especially for political reasons, in redesigning the $20 note in her honor are improper and unacceptable," Schumer wrote.

In 2016, President Barack Obama's Treasury Secretary Jacob Lew announced plans for Tubman to replace former President Andrew Jackson on the $20 bill, as part of an effort to get more women on U.S. currency. The plan was set to go into effect in 2020.

However, the redesign was put on hold until 2028, according to Treasury Secretary Steven Mnuchin. Mnuchin explained the delay was necessary to accommodate anti-counterfeiting measures, which is handled by the Secret Service.

Mnuchin has not given his opinion on the bill redesign.

In his letter, Schumer also noted previous comments made by President Donald Trump when he called the efforts to replace President Jackson’s likeness on the front of the $20 note as “pure political correctness.”

Specifically, Schumer wants to know if the Secret Service, Federal Reserve or the White House had "been allowed to infect the process for designing American currency."

“Harriet Tubman was an extraordinary American and New Yorker whose story deserves to be shared with current and future generations,” said Schumer in his letter to Thorson. “She deserves to be honored for her bravery, compassion, and service to the United States. There is no reason to reverse the original decision to recognize her heroic legacy on the $20 note. Any unnecessary delays, especially for political reasons, in redesigning the $20 note in her honor are improper and unacceptable.”

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Courtesy Lululemon(NEW YORK) -- Athletic apparel company Lululemon has officially stepped into the world of beauty with a fresh new line.

On Tuesday, the brand announced the launch of the new Selfcare line of products that will be sold their website, in 50 stores and in studio partners throughout North America. It also will be available online at Sephora.

The new category includes dry shampoo, deodorant, face moisturizer and a lip balm selling between $14 and $28.

"Lululemon has always been in the work of creating solutions for sweaty problems and our Selfcare line is an extension of that approach,” the company's chief product officer Sun Choe said in a statement.

"Like our apparel, Lululemon Selfcare has been designed with function at its core and created to support guests pre and postworkout," she continued.

The Selfcare Sweat Reset Face Moisturizer has a Tri-Active formula made up of key ingredients such as algae and menthyl to clean and calm the skin, according to the company.

Another standout is the Anti-Stink Deodorant Aloe Lotus which doesn't stop your body from naturally sweating, but does keep it from carrying an unpleasant odor, according to the company.

Standout ingredients from the deodorant include pre-biotics to reduce the growth of bacteria as well as restrict odor-forming bacteria, zinc which is a natural odor absorber, and coconut oil to condition the skin.

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Bill Clark/CQ Roll Call(WASHINGTON) -- Chesley “Sully” Sullenberger, the ‘‘Miracle on the Hudson’’ airplane captain who safely landed a disabled jetliner on the Hudson River in 2009, told a congressional hearing on the Boeing 737 MAX on Wednesday that we should design an aircraft that does not have "inadvertent traps" set for pilots.

This is the second hearing the House Aviation subcommittee has conducted on the safety certification of the 737 MAX after it was involved in two deadly crashes that killed 346 people.

Sullenberger criticized Boeing for adding an anti-stall system called the Maneuvering Characteristics Augmentation System (MCAS), and failing to communicate its existence to pilots until after the first Lion Air crash in Indonesia.

“Our current system of aircraft certification and design has failed us,” Sullenberger said. “These accidents should never have happened.”

Sullenberger refuted the idea that the pilots involved should have been able to perform better and solve what he called the "sudden, unanticipated crisis they faced."

"From my 52 years of flying experience and many decades of safety work, we must consider all the human factors,” Sullenberger told lawmakers.

The now-retired US Airways captain said he recently entered a 737 MAX flight simulator that recreated the accidents in Ethiopia and Indonesia. He said even knowing what was going to happen he "could see how crews could have run out of time before they could have solved the problems."

According to Boeing, the company completed development of the updated software for the 737 MAX last month and Boeing Chairman, President and Chief Executive Officer Dennis Muilenburg said they are “confident that the 737 MAX with updated MCAS software will be one of the safest airplanes ever to fly.”

Sullenberger told the subcommittee there needs to be robust training on these 737 MAX MCAS updates and that as complexity increases the most important trait that every technology must have is that it be intuitive. “It has to make sense,” he said, especially for things that operate in a surprising or counter-intuitive way.

“We must be made aware of it and its implications," Sullenberger said. "We must experience it first-hand in a simulator before we face a crisis in-flight, with an airplane full of passengers and crew.”

On Monday, Boeing executives apologized to airlines and families of those who died in the separate crashes in Indonesia and Ethiopia.

"Only by discovering and correcting the ways in which these tragedies occurred can we being to regain the trust of our passengers, flight attendants, pilots, and the American people," Sullenberger said at the end of his testimony.

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BanksPhotos/iStock(ORLANDO, Fla.) -- The mornings are going to be a little more magical this fall at Walt Disney World.

Starting Sept. 1, guests staying at Disney Resort hotels can enter the parks as early as 6 a.m.

The "extra, Extra Magic Hours" vary by park. Disney’s Hollywood Studios -- including Star Wars: Galaxy’s Edge, Toy Story Land attractions and more -- from 6:00 AM to 9:00 AM daily (Star Wars: Galaxy’s Edge and its experiences are subject to capacity); Disney’s Animal Kingdom theme park -- including Pandora -- The World of Avatar and other attractions throughout the park -- from 7:00 AM to 8:00 AM daily; and Magic Kingdom park from 7:00 AM to 8:00 AM daily.

What's a little missed shut eye when you're piloting the Millennium Falcon anyway?

In addition to Disney resort guests, guests of the following properties can use extra, Extra Magic Hours: Walt Disney World Swan Hotel, Walt Disney World Dolphin Hotel, Shades of Green Resort, Disney Springs Resort Area Hotels, Four Seasons Resort Orlando, Hilton Orlando Bonnet Creek and Waldorf Astoria Orlando.

The Walt Disney Company is the parent company of ABC News.

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wellesenterprises/iStock(NEW YORK) -- Agriculture conglomerate Monsanto has started contacting journalists, politicians and activists it was keeping tabs on and documenting via “watch lists,” its parent company Bayer announced this week.

An international group of journalists, politicians and activists whose information, including their views on pesticides, was tracked by the agribusiness giant, and placed on 'watch lists' by the company, were informed of the company’s surveillance activities, Monsanto's parent company Bayer has announced.

Bayer disclosed details on Monday about the “watch lists” as part of a widening probe into the company’s practice of keeping tabs on people who it perceived as critics or supporters of the company’s products, amid global efforts to rehabilitate its reputation.

In May, Bayer disclosed that FleishmanHillard, an outside public relations firm hired by Monsanto before Bayer acquired the fertilizer maker, had drawn up lists of "stakeholders in France, Germany, Italy, the Netherlands, Poland, Spain, and United Kingdom" according to a statement released by the company . It described the stakeholders as "journalists, politicians and other interest groups" who had a position on pesticides.

On Monday, the Bayer said that people on the French and German “watch lists” had been notified they had been monitored by FleishmanHillard. Bayer addressed the lists after "a French television channel revealed the existence in France of files on prominent backers and opponents of pesticides and genetically modified crops," according to Agence France-Presse (AFP), which reported there were 600 people who were kept track of from those two countries.

"By the end of last week, everyone on the German and French lists had been notified. This process will soon be completed in the remaining countries," Bayer said in a statement.

The company added that it hired U.S.-based law firm Sidley Austin to investigate whether information was gathered on people considered to be opponents of Monsanto in other counties as well.

The law firm has found that "in contrast to France several weeks ago,” it "has neither found journalists nor sensitive private data on the German lists," Bayer’s head of corporate communications, Christian Maertin, told ABC News.

Sidley Austin declined to respond to ABC News’ request for comment.

AFP has filed a complaint with French data protection regulators after discovering that some of its journalists were on the watch lists. Once the lists were revealed in May, Bayer immediately severed ties with FleishmanHillard regarding the tracking project and other public relations campaigns, Bayer said.

"Corporations, NGOs and other clients rightfully expect our firm to help them understand diverse perspectives before they engage. To do so, we and every other professional communications agency gather relevant information from publicly available sources,” FleishmanHillard wrote in a statement released in May. “Those planning documents are fundamental to outreach efforts. They help our clients best engage in the dialogue relevant to their business and societal objectives."

The German pharmaceutical giant Bayer bought Monsanto last year for $63 billion, and has since dealt with several high-profile controversies in connection with the company. Last week, Bayer addressed Monsanto’s allegedly troubled legacy by announcing a new commitment to "transparency, sustainability and engagement."

“We’re making good progress on integrating the acquired agriculture business, and are now starting to implement a series of measures to drive transparency and sustainability across our business,” Werner Baumann, chairman of the board of management of Bayer, said on Friday.

"These measures address questions and concerns Bayer has heard about its role in agriculture in the year following its acquisition of Monsanto," according to a statement on the company's website.

Statements about transparency come amid a broader image rehabilitation effort by Bayer after remarkably large civil court verdicts against Monsanto in the U.S., connecting a key ingredient in Monsanto’s Roundup fertilizer, glyphosate, with cancer, and holding the company liable for damages. The company is facing lawsuits from approximately 11,200 plaintiffs as of Jan. 28, according to the company's annual report filed with the Securities and Exchange Commission (SEC).

At least three recent lawsuits in the U.S. have resulted in huge jury awards against Monsanto.

Last year, a California jury awarded $289 million to a California groundskeeper after ruling that Roundup caused his cancer. The award was later reduced to $78 million, and is being appealed, according to the company’s annual report.

In March of 2019, a federal jury in San Francisco awarded $80 million to a different California man after determining that Roundup caused his cancer. The company said it would appeal that decision.

In May, another California jury awarded $2 billion in damages to a couple who said Roundup caused both of them to contract non-Hodgkin's lymphoma.

On Monday Bayer appealed the latest verdict. In a statement, a company spokesman said the trial “focused not on ascertaining the truth regarding the state of the science, causation, and compliance with legal duties, but instead on vilifying Monsanto in the abstract.”

Monsanto has repeatedly said that glyphosate is not a carcinogen.

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JHVEPhoto/iStock(MOUNTAIN VIEW, Calif.) -- Engineers at Google are working to resolve an outage with Google Calendar, according to the company.

The problem began Tuesday morning, according to Google's service details dashboard.

Google Calendar is currently experiencing a service disruption. Please stay tuned for updates or follow here:

— G Suite (@gsuite) June 18, 2019

Google's other services such as Gmail, Google Docs and Google Drive, appear to be unaffected by the outage.

The company did not provide any additional information to ABC News regarding the disruption.

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Facebook(NEW YORK) -- Facebook announced on Tuesday plans to unveil in 2020 a subsidiary called Calibra, which will allow access to Libra, a new digital currency.

Calibra will work in concert with Facebook Messenger and WhatsApp, and as a standalone app, Facebook announced in a blog post.

"Libra holds the potential to provide billions of people around the world with access to a more inclusive, more open financial ecosystem," said David Marcus, head of Calibra for Facebook.

The currency is designed to reach adults globally who have no access to a traditional bank but do have a mobile phone.

Cryptocurrencies like Bitcoin allow users to buy and sell digital units of currency independent of a central bank, with little to no transaction costs. Libra is designed to work with Calibra as a place to save, send and spend Libra.

The app interface for Calibra looks similar to existing mobile banking apps.

Libra is built on a secure, scalable and reliable blockchain network governed by the independent Libra association, according to Facebook.

The Libra association is a group of organizations from diverse sectors including payments, telecommunications, nonprofits and more. Members include Mastercard, PayPal, Vodaphone Group and Spotify.

Calibra won't share account information or financial data with Facebook, Inc., or any third party without customer consent, according to the statement released on Tuesday.

Libra Blockchain begins Tuesday in an open-source test, but it's expected to be launched in 2020 alongside Calibra.

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Amazon(NEW YORK) -- Amazon took to Twitter on Monday to refute a claim Rep. Alexandria Ocasio-Cortez made during her interview on ABC’s This Week on Sunday that the company pays its workers “starvation wages.”

“@AOC is just wrong,” Amazon tweeted from its @AmazonNews Twitter account. “Amazon is a leader on pay at $15 min wage full benefits from day one. We also lobby to raise federal min wage.”

.@AOC is just wrong. Amazon is a leader on pay at $15 min wage full benefits from day one. We also lobby to raise federal min wage.

— Amazon News (@amazonnews) June 17, 2019

On Sunday, ABC News Chief White House Correspondent Jonathan Karl asked Ocasio-Cortez whether Amazon CEO Jeff Bezos would still remain a billionaire under a “true progressive program,” to which she responded that she is not as concerned “whether Jeff Bezos is a billionaire or not” and is more concerned over whether “your average Amazon worker is making a living wage, if they have guaranteed health care and if they can send their kids to college tuition-free.”

Ocasio-Cortez told Karl that part of Bezos “being a billionaire is predicated on paying people starvation wages and stripping them of their ability to access health care” as well as “taking billions of dollars of government subsidies” from having many workers on food stamps.

Amazon's senior vice president of global corporate affairs and former press secretary to President Barack Obama, Jay Carney, also slammed Ocasio-Cortez, tweeting later on Monday that she should stop “making stuff up about Amazon” and instead “focus on raising the federal minimum wage.”

He added that “more than 42% of all working Americans earn less than the $15/hour” which Amazon pays its “entry-level fulfillment center employees” and that all their “employees get top-tier benefits.”

More than 42% of all working Americans earn less than the $15/hour Amazon pays entry-level fulfillment center employees. And all our employees get top-tier benefits. I’d urge @AOC to focus on raising the federal minimum wage instead of making stuff up about Amazon.

— Jay Carney (@JayCarney) June 17, 2019

A spokesperson for Ocasio-Cortez, Corbin Trent, did not directly respond to Amazon's tweets regarding its minimum wage but further criticized Amazon for not paying federal income tax in a statement to ABC News.

“Amazon built a nearly trillion-dollar company on the backs of the American people. They have a business model that relies on the American taxpayer. Amazon has made billions using our roads, bridges, postal service, airports, and internet - all built with the tax dollars of hardworking Americans. You would think a company that relies so heavily on taxpayer innovations would be more willing to contribute to our society, but you'd be wrong. Amazon pays zero federal income tax, has extorted our cities and states for tax breaks and their employees often rely on government subsidies to get by. It is time for Amazon to do right by their employees. It is time for Amazon to do right by the American people,” said Trent.

Amazon announced in 2018 that it would raise its minimum wage to $15 per hour for all U.S. employees after yielding to pressure from critics.

"We listened to our critics, thought hard about what we wanted to do, and decided we want to lead," Jeff Bezos, Amazon's founder and CEO, said in a statement back in October. "We’re excited about this change and encourage our competitors and other large employers to join us."

The New York congresswoman has for long been a vocal critic of the tech giant. She celebrated in February when Amazon canceled their plans to open a second headquarters in Long Island City, New York, after facing fierce opposition from several lawmakers including Ocasio-Cortez.

"Anything is possible: today was the day a group of dedicated, everyday New Yorkers & their neighbors defeated Amazon's corporate greed, its worker exploitation, and the power of the richest man in the world," Ocasio-Cortez tweeted at the time.

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AdrianHancu/iStock(NEW YORK) -- Frightening passenger video captured severe turbulence that sent a flight attendant and her drink cart into the ceiling during a flight from Pristina, Kosovo, to Basel, Switzerland, on Sunday.

The 30-second video showed the drinks from the flight attendant's cart spill all over passengers and a lady appear to pray as the plane violently shakes. Some passengers said they were burned by the hot water that was thrown from the cart.

According to a spokesperson for EuroAirport, 10 passengers were dispatched to local hospitals in Basel and suffered minor injuries.

"The flight from Pristina with airline ALK experienced turbulence in the air around 20 minutes before landing," a EuroAirport spokesperson told ABC News. "The pilot alerted handling agents so that the airport firemen were immediately on the scene when the plane arrived."

ALK Airlines confirmed to ABC that they are aware of the cellphone video and that the turbulence was expected. The flight attendant was trying to "collect all drinks and full glasses from passengers" before the "downward impulse occurred," the airline said.

U.S. carriers are generally required to have flight attendants sit if they believe turbulence is ahead, but ALK Airlines says the flight attendant from the video is still in "absolutely good health."

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Wolterk/iStock(PARIS) -- Boeing executives apologized Monday to airlines and the families of those who died in two recent crashes involving its new 737 Max 8 aircraft.

The U.S. plane manufacturer has been in hot water since the separate crashes in Indonesia and Ethiopia and the subsequent grounding of all Max aircraft worldwide.

"We are very sorry for the loss of lives," Kevin McAllister, president and CEO of Boeing's commercial aircraft, said at a press conference at the industry-wide Paris Air Show.

McAllister also apologized "for the disruption" to airlines and passengers as a result.

"It is a pivotal moment for all of us," he added. "It’s a time for us to make sure that accidents like this never happen again."

A Boeing 737 Max 8 operated by Ethiopian Airlines went down in clear weather on March 10, just minutes after taking off from Addis Ababa Bole International Airport in Ethiopia's capital. All 157 people on board died.
Another 737 Max 8, operated by Lion Air, crashed into the Java Sea on Oct. 29 shortly after liftoff from Soekarno–Hatta International Airport in Jakarta, Indonesia, killing all 189 people on board.

Investigations into what caused the crashes are still ongoing, but Boeing CEO Dennis Muilenburg has acknowledged that the jet's automatic flight control system played a role in both incidents.

The angle-of-attack sensors malfunctioned, activating a new anti-stall software on the 737 Max 8 that controls trim and is believed to have pushed the nose of the planes down. The pilots were unable to regain control of the aircraft.

Speaking on Sunday before the Paris Air Show, Muilenburg told reporters that Boeing engineers learned in 2017 that a warning light in the cockpit of its top-selling Max, designed to alert pilots when the two angle-of-attack sensors disagreed, didn't work as intended. Muilenburg said it was "unacceptable" the company was not more transparent with aviation authorities and the global traveling public.

As the Paris Air Show kicked off Monday, Boeing executives expressed confidence that software improvements will ensure such tragic accidents never happen again, but wouldn't speculate on when the aircraft could return to the skies.

"These accidents have only intensified our efforts to ensure the highest level of safety and quality in everything we do," Greg Smith, Boeing's chief financial officer and vice president for performance and strategy, told reporters. "We’re mindful of the importance of restoring public trust and confidence in Boeing on behalf of our airline customers."

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fizkes/iStock(NEW YORK) -- Money can be a huge stressor for couples, so ABC News' Good Morning America teamed up with financial expert Rachel Cruz to share some of her top tips on tackling financial issues before and during your marriage.

Plus, she shared ways for couples to work on these issues with a professional.

Check out all of her tips below:

Set goals and talk about your dreams together

Talk about your background and how you grew up so you can understand how you relate with money. Don’t copy your parent’s lifestyle.

Talk about what fears you have. For example, many women cite being destitute is a top fear, if not the top fear.

Pay off debt together using the debt snowball: smallest to largest. Cruz says regardless of the interest rate, pay off the smallest debt first with minimum payments -- getting those quick wins fuels the fire and provides motivation for bigger debts.

Embrace your differences -- one of you will be a spender, one will be the saver. One will be the nerd who loves to budget, but the free spirit will hate living with a budget. This isn’t a deal-breaker, just something to acknowledge and ultimately see as a strength in your relationship.

Practice budgeting while planning your wedding -- your first budget together can be your wedding budget.
Understand the severity of financial infidelity: when you knowingly spend or make a financial choice that you know violates a promise you’ve made to your partner.

Keep your money separate until you’re married. Once you’re married is when you can talk about combining bank accounts.

Don’t buy a house right away. If you're getting married at a young age -- within the first year of marriage there is so much change -- get settled with where you want to land long-term, as buying a house is your largest purchase.

Know your giving tendencies: are you an emotional giver or calculated giver? Talk about it and make a yearly charity plan.

Give each other grace because you’re going to make mistakes. Too much grace is enabling. Too little is confining.

Don’t compare your wedding/life/marriage to other people. Focus on your honeymoon phase, not theirs. It’s easy to look at other’s marriages and think you’re messing up or missing out. (i.e. by comparing vacations, buying a house, kids, etc.)

Six financial counseling options

1. CFP (Certified Financial Planner)

A Certified Financial Planner can help you get very specific about accomplishing long-term financial goals . These are independent advisers who do not work on commission from accounts you open or any investment they sell you. You pay for their time up front, and in return receive their impartial advice.

2. Capital One’s Free Money Coaching Service (at Capital One Cafes)

Capital One’s free Money Coaching Program offers three confidential Money Coaching sessions with a certified Money Coach at any of their 36 Capital One Cafés dotted around the country. The sessions are free and open to everyone, even if you're not a Capital One customer. In-person sessions are geared to create a personalized action plan to help you accomplish your goals. They also offer group workshops themed around different life moments such as "Talk Money With Your Honey" or "Moving on up in Work and in Life."

3. The Financial Gym

The Financial Gym is a personal financial services company that’s a lot like a regular gym -- you pay a monthly membership fee that nets you a dedicated financial trainer who works with you one-on-one to help you set financial goals, create a plan for accomplishing them and supports you in the process. You can schedule a free 20-minute consult and memberships start at $35 a month for students and $145 for couples. Services include: goal-setting, budgeting and saving, travel hacking, debt repayment, investment education and secure retirement, which includes 401(k)s and IRAs.

4. Life Plan from Bank of America

Bank of America announced in April that it plans to release an automated digital financial coaching service called Life Plan in the fall of 2019 to help customers buy a home or save for retirement. The program will come out of their mobile app and will take you through a guided exercise to tell the service about your priorities and problems. Life Plan is for Bank of America deposit account holders and eventually will be available for their other customers.

5. Wells Fargo

Wells Fargo employs 76 financial health bankers in Wells Fargo’s Financial Health Conversations program, which helps Wells Fargo customers who want to save more or strengthen their credit.

6. The Money Coaching Institute

The Money Coaching Institute takes a business coaching approach to helping couples manage their finances. Their website says they "help clients to solve common problems associated with money choices, patterns, and the day-to-day management of money issues. People often have unconscious patterns, beliefs and behaviors around money that prevent them from fully experiencing their true potential. Money Coaching assists individuals in identifying and moving beyond these restrictions."

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O.Vine(NEW YORK) -- Water that tastes like wine is now available in the U.S.

O.Vine tastes like wine but is completely non-alcoholic.

Wine Water Ltd., an Israeli company, first launched O.Vine in 2018 at the Summer Fancy Food Show in New York City.

O.Vine "is a natural beverage that's actually an infusion of grape skin and seeds that are left over from the wine-making process," Adi Seifert, chief technology officer of Wine Water Ltd., told ABC News' Good Morning America.

Made from the part of the grape that would normally go to waste during the wine-making process, O.Vine has the same antioxidants found in wine, but without the alcohol content, according to the company.

"O.Vine is the perfect match for people that cannot drink alcohol and actually for people that don’t drink water," the company's CEO Anat Levi told Good Morning America. "It’s very refreshing, it’s light, it’s fruity, it’s delicious."

O.Vine is launching a brand-new collection this year that includes an alcohol-free chardonnay and cabernet-infused water.

The original collection, red and white-infused water, is now available online at the Beverage Universe and in-store at Neiman Marcus in New York.

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iStock/VeselovaElena(DINUBA, Calif.) -- Ruiz Foods, Inc., is recalling over 246,000 pounds of frozen breakfast burritos after consumers found "small rocks" inside them.

The recall, issued by Ruiz Foods, after reporting the problem to the U.S. Department of Agriculture’s Food Safety and Inspection Service (FSIS), was issued on Friday.

The eight packs of the frozen El Monterey egg, potato, bacon & cheese sauce breakfast wraps that have been recalled have "best by" dates of dates of Jan. 17, 2020, and Jan. 18, 2020, and lot codes of 19017 and 19018.

Three people reported to Ruiz Foods that they found the small rocks inside breakfast burritos, necessitating the recall.

One person even reported to the company they were injured by biting into the burrito, according to the FSIS.

"FSIS is concerned that some product may be in consumers’ freezers," the agency said in a press release. "Consumers who have purchased these products are urged not to consume them. These products should be thrown away or returned to the place of purchase."

The burrito wraps were sent to stores across the country.

Ruiz Foods, headquartered in Dinuba, California, about 30 miles southeast of Fresno, bills El Monterey products as America's best-selling frozen Mexican food.

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Jorge Villalba/iStock(NEW YORK) -- Target's cash registers are back up and running after a system-wide outage on Saturday delayed shoppers on the eve of Father's Day.

The glitch rankled customers and led to long lines, and some people abandoning their trip to the store to head elsewhere.

"Target’s registers are fully back online and guests are able to purchase their merchandise again in all stores," the company said in a statement. "The temporary outage earlier today was the result of an internal technology issue that lasted for approximately two hours."

The store clarified the outage was not related to any type of malicious activity.

"Our technology team worked quickly to identify and fix the issue, and we apologize for the inconvenience and frustration this caused for our guests. After an initial but thorough review, we can confirm that this was not a data breach or security-related issue, and no guest information was compromised at any time," the statement said.

The company did not specify if every single Target store was impacted by the outage, but reports emerged across the country as customers took to social media to vent their frustration and document abandoned purchases.

Target has over 1,800 stores worldwide and is the eight-largest retailer in the U.S.

The Minnesota-based retailer was hit by a massive data breach in December 2013 when 40 million customers' credit card information was stolen.

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